Project Financing Made Simple
Building an ADU or expanding your home is a major investment — but it doesn’t have to feel overwhelming. There are more financing options available today than ever before, and the right approach depends on your property, goals, and long-term plans.
We guide our clients through every step, helping you understand your options and choose what works best for you.
HELOC
A flexible financing option that allows you to borrow against the equity in your home, giving you access to funds as your project progresses.
Why it works:
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Lower interest rates than most loans
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Access funds as needed
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Ideal for phased construction
What to know:
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Interest rates are typically variable
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You only pay on what you use
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Draw periods are usually 5–10 years
Typical requirements:
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15–20%+ equity in your home
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Strong credit (usually 620+)
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Stable income and low debt-to-income ratio
Best for:
Homeowners who want flexibility and control throughout the build process.
Let’s Build Something Great
Get in touch so we can bring your vision to life.